FATCAT PRIVACY POLICY
Last updated: 31 January 2026
Version: FPRPO
General
This Privacy Policy (“Policy”) describes how we collect and use your personal data in connection with FatCat website, portal, bot and services. The terms “FatCat”, “we”, “us”, or “our” refer to Verikey Holdings Inc., an international business company incorporated under the laws of the Republic of Panama.
Scope
This Policy applies to the FatCat website (www.fatcatbot.io – the “Site”); Web Portal (portal.fatcatbot.io – the “Portal”); the Telegram Bot (https://t.me/FatCat_Solbot – the “Bot”), Web App https://app.fatcatbot.io/ which serves as both the url for the Perps Mobile App and the deeplinking gateway and service offerings available via the Website, Portal and Bot (collectively – the “Services”). The Services, together with our Portal, Bot and Website, are referred to as the “Platform”.
This Privacy Policy does not constitute, create, or form part of any contract or warranty between you and FatCat. This Policy is provided for informational purposes under the applicable privacy laws and regulations. We process personal data in accordance with Panama’s personal data protection framework, including Law 81 of 26 March 2019 and its regulations (together, “Applicable Privacy Law”).
By using the Website, you acknowledge you have read this Privacy Policy.
Controller details
Registered name: Verikey Holdings Inc.
General contact address: fatcat@fatcatbot.io
Privacy support: help@fatcatbot.io, privacy@fatcatbot.io
1. Personal Data We Collect
Depending on how you interact with the Website, we may collect the following categories of personal data:
(a) Contact and identification data: name, email address, phone number, company name, job title, and other information you submit through forms (e.g., “Contact Us”, newsletter sign-up, account registration, event registration).
(b) Account data (if applicable): username, password (stored in hashed form), account preferences, and communications with us.
(c) Transaction data (if applicable): billing details, purchase history, and payment status. (Note: payment card data is typically processed by our payment providers; we do not store full card numbers unless stated otherwise.)
(d) Technical and usage data: device identifiers, IP address, browser type, operating system, pages viewed, time spent, referral URLs, clickstream data, and other Website usage information.
(e) Cookies and similar technologies: information collected via cookies, pixels, SDKs, and similar tools (see Section 6).
(f) Communications: messages you send us (including support requests), and our responses.
(g) Sensitive data: we do not intentionally collect sensitive personal data through the Website. If you choose to provide sensitive data to us, you consent to our processing of that data for the purpose you provided it. You should not provide sensitive data unless requested and necessary.
2. How We Use Personal Data
We use personal data for the following purposes:
(a) Provide and operate the Website, including creating and managing accounts, providing requested services, and maintaining functionality.
(b) Respond to inquiries and communicate with you about requests you submit through the Website.
(c) Provide marketing communications (e.g., newsletters and product updates) where permitted by law and subject to your choices.
(d) Improve and secure the Website, including troubleshooting, analytics, testing, system maintenance, and preventing fraud and abuse.
(e) Comply with legal obligations and respond to lawful requests by public authorities.
(f) Enforce our terms and protect our rights, users, and the public.
3. Legal Basis for Processing
We process personal data only when we have a valid basis under Applicable Privacy Law, including:
(a) Your consent, when required (for example, certain cookies, marketing messages, or when you voluntarily provide certain data).
(b) Performance of a relationship or requested steps (for example, to respond to an inquiry you submit or provide a service you request).
(c) Legal obligations, including compliance with applicable laws and responding to lawful requests.
(d) Legitimate purposes compatible with the relationship, such as Website security, fraud prevention, and service improvement, to the extent permitted by Applicable Privacy Law.
4. How We Share Personal Data
We may share personal data in the following circumstances:
(a) Service providers (processors): vendors who help us operate the Website and provide services (e.g., hosting, analytics, email delivery, customer support, CRM, payment processing). They may access personal data only to perform services for us and must protect it.
(b) Affiliates: technology service provider(s)
(c) Business transfers: in connection with a merger, acquisition, financing, reorganization, or sale of all or part of our business, subject to appropriate safeguards.
(d) Legal and safety reasons: if we believe disclosure is required by law, regulation, legal process, or enforceable governmental request, or is necessary to protect rights, safety, and security.
(e) With your direction: when you request or authorize us to share personal data.
We do not sell personal data as a business model. If you engage with third-party websites or services through links on our Website, their privacy practices apply.
5. International (Cross-Border) Transfers
Your personal data may be transferred to and processed in countries other than Panama (for example, where our hosting or service providers are located). When we transfer personal data internationally, we will take reasonable steps to ensure appropriate safeguards are in place consistent with Applicable Privacy Law, such as contractual protections and security measures.
6. Cookies and Similar Technologies
We may use cookies and similar technologies to operate and improve the Website. Currently, w DO NOT USE COOKIES. We respect your privacy. This site uses Umami Analytics to collect anonymous metrics and insights from our visitors. Your personal information is never collected, there are no cookies, and we are fully compliant with the General Data Protection Regulation (GDPR) and the Californai Consumer Privacy Act (CCPA).
(a) Types of cookies may include:
· Strictly necessary cookies (required for core Website functions)
· Preferences cookies (remember choices)
· Analytics cookies (measure and improve performance)
· Advertising cookies (if applicable) (deliver or measure ads)
(b) Your choices: You can control cookies through your browser settings and, where available, through our cookie banner or preference center: of cookies is at https://docs.fatcatbot.io/ but those cookies are gitbook's not ours
(c) Analytics and advertising tools: We may use third-party tools such as Umami Analytics. These providers may set cookies and collect technical/usage data. You can learn more via their policies: https://umami.is/features.
7. Data Retention
We keep personal data only as long as necessary for the purposes described in this Privacy Policy, including to comply with legal obligations, resolve disputes, enforce agreements, and maintain security. Retention periods vary based on the type of data and purpose of processing.
8. Security
We maintain reasonable technical and organizational security measures designed to protect personal data against unauthorized access, disclosure, alteration, loss, or destruction. However, no system can be guaranteed 100% secure.
9. Your Rights
Subject to Applicable Privacy Law and certain exceptions, you may have rights regarding your personal data, including:
(a) Right of access: to request confirmation of whether we process your personal data and obtain a copy.
(b) Right to rectification: to correct inaccurate or incomplete data.
(c) Right to cancellation/deletion: to request deletion when appropriate.
(d) Right to opposition: to object to certain processing, as permitted by law.
(e) Right to portability: to receive certain personal data in a commonly used format, where applicable.
(f) Right to withdraw consent: where we rely on your consent, you may withdraw it at any time (withdrawal does not affect processing before the withdrawal).
To exercise your rights, contact us at: help@fatcatbot.io, privacy@fatcatbot.io We may request information to verify your identity before responding.
10. Children’s Privacy
The Website is not intended for children under 18. We do not knowingly collect personal data from children without appropriate authorization from a parent or guardian where required. If you believe a child has provided us personal data, contact us so we can take appropriate steps.
11. Third-Party Links
The Website may contain links to third-party websites or services. We are not responsible for their privacy practices. Please review their privacy policies.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will post the updated version on this page and update the “Effective Date” above. If changes are material, we will provide additional notice as required by law.
13. General Data Protection Regulation (GDPR)
The General Data Protection Regulation (GDPR) is a regulation under European law on data protection and privacy for all individuals within the European Union and the European Economic Area.
If you are a European resident, we are the data controller of your data and you have the right to know how your personal information is processed, what we have collected about you and to request that this data be corrected, updated or deleted. In addition, please note that your information may be transferred outside Europe, including to Canada and the United States. Please contact us if you have any questions about your rights under the GDPR. For further information or complaints, please contact your local data protection authority.